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Technology

Built for scale and reliability

Microservices, event-driven processing, and a consistent ledger model. The same stack powers the payment gateway and Habit Money.

Microservices architecture

Bounded contexts and service ownership. Deploy and scale components independently.

Event-driven processing

Pub/Sub and message queues for async workflows, retries, and audit trails.

Message queues

Durable queues for payment events, webhooks, and settlement jobs.

Ledger consistency model

Double-entry ledger with idempotency and conflict resolution.

Fraud detection hooks

Pluggable rules and signals for risk scoring and blocking.

Horizontal autoscaling

Stateless workers and pods scale with load on Kubernetes.

High-level architecture

Microservices, event-driven processing, and message queues. Ledger consistency and horizontal autoscaling.

Clients / MerchantsAPI Gateway & AuthOrchestrationMessage QueueEvent BusLedgerPSP LayerSettlementFraud HooksReportingCloud SQL / Redis

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Built with secure, cloud-native infrastructure and enterprise-grade reliability.

99.9% uptime architectureScalable microservicesData encryption in transit & at rest